Who We Are
CyberCover.co.nz is a specialist cyber insurance comparison and broker referral service operated by Cover4You — a trading style of GDS, NZ owned and operated. We exist because cyber insurance is complex, fast-moving, and critically important for businesses of every size — but finding the right cover has traditionally meant navigating a market that was designed for large corporates, not the small and medium businesses who need it most.
What We Do — and Why It Saves You Time and Money
We do the hard work of comparing the market for you. When you submit an enquiry through CyberCover.co.nz, your details are assessed by licensed insurance advisors who specialise in cyber insurance. They compare policies from our panel — including Chubb, AIG, Zurich, Delta Insurance, QBE and Berkley Insurance — and present you with tailored options in plain, jargon-free language.
We also personally vet the brokers we recommend. Not every broker who sells cyber insurance understands it deeply — we only work with advisors who do, and whose service standards we trust. That's how we're able to consistently find better cover at better prices than businesses find on their own.
Our Mission
Every business — from a sole trader to a mid-sized enterprise — deserves access to expert cyber insurance advice without the complexity or cost that typically surrounds it. Our mission is to demystify the insurance sector: making information accessible, removing jargon, and connecting businesses with the right adviser the first time.
Our Expertise
The cyber insurance market changes rapidly. Underwriters are increasingly focused on risk quality, security controls, and claims history. Policy wordings differ significantly between insurers — particularly around ransomware sub-limits, social engineering cover, and business interruption waiting periods. Our specialists understand these nuances, and use that knowledge to protect your interests rather than just sell you a policy.
The Cyber Landscape
Businesses face a growing and evolving cyber threat regardless of size or sector. CERT NZ reports millions of dollars in direct losses to cyber incidents each year. The Privacy Act 2020 created mandatory breach notification obligations that apply to every business holding personal information. Despite this, only 6% of small businesses have cyber insurance — a protection gap our service exists to close.
Regulatory Information
CyberCover.co.nz is operated by Cover4You, a trading style of GDS. We are a comparison and referral service — not an insurer or licensed financial advice provider. We refer enquiries to licensed NZ insurance advisors and brokers who provide the financial advice and arrange cover on your behalf. Our referral service is free to use. We may receive a referral fee from insurers when a policy is arranged through our service. Broker fees may apply on some products and are disclosed upfront. All financial advice is provided by the licensed adviser handling your enquiry, in accordance with the Financial Markets Conduct Act 2013.
ICNZ Fair Practice Standards
All insurers we work with are recognised by the Insurance Council of New Zealand (ICNZ) or are Lloyd's of London underwriters operating in NZ. We are committed to the Fair Insurance Code standards of transparency, fairness and prompt claims handling.
Let's Find Your Cover
Tell us about your business — we'll compare the market and come back with options that make sense for your sector and budget.
Talk to a Specialist →